These loans do not provide large sums of money to their customers. The borrower is expected to repay the money within a short period of time.
There is no strict criterion mentioned for qualifying for the loan. Generally, everyone over 18 years of age, having a permanent job and holding a bank account are considered eligible.
Some lenders will only insist that the applicant be 18 years of age. Therefore cash loans will be offered even to those who do not hold bank accounts. Furthermore, some lenders even accept other income forms like unemployment benefits.